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COVID-19 Notice

The determination of coverage and compensability for a COVID-19 claim under the Minnesota workers’ compensation system is the responsibility of our insurer and self-insurer members. The WCRA will classify all COVID-19 workers’ compensation claims as an occupational disease, as defined in MN Statute §176.011, subd. 15. A separate WCRA retention applies per person for occupational disease claims, per MN Statute §79.34, subd. 2. The WCRA does not require reporting of COVID-19 claims until the total incurred loss reaches 50% of the retention.

The eMember site is a free service providing a secure website that can only be accessed after an eMember account has been created for you. Online applications are accepted only for claims-related services. To apply for claims-related eMember services, click here. To apply for eMember access for premium-related information, please contact Cindy Smith at

Benefits of claims-related eMember access:

  • View member claims reported to the WCRA and total dollar amount of reimbursements processed or reimbursement dollars which are due but not yet requested.
  • Submit a Loss Reporting form and/or Reimbursement Request online (must be submitted electronically).
  • View serious injury guidebooks about medical and rehabilitation issues for spinal cord, brain, amputation, burn injuries, chronic pain, and home health care.
  • View the member-selected retention limits for all years of WCRA membership.
  • Access Advanced CompCalc, TPD Calc, and DepCalc calculators, where basic data is automatically entered on claims reported to the WCRA.
  • Send secure email with attachments.
  • Receive eNotifications for scheduled updates with online access to diary notifications and other claims-related correspondence.
  • View contact information the WCRA has on file for the member or organization.

Benefits of premium-related eMember access:

  • Learn how your current exposure and premium was calculated.
  • Examine your own detailed historic policy information, such as retention, exposure base, premium and, for self-insured members, experience rating modification factor information.
  • Use Advanced PremCalc, which can help you determine your organization's estimated WCRA reinsurance premium for the next coverage year.
  • View the contact information the WCRA has on file for your organization.

NOTICE: This site and its contents are confidential and proprietary to the WCRA. Only authorized users are permitted to access this site. Users are obligated to use this site and its contents solely in accordance with the Terms of Use and Privacy Statement established by the WCRA.